PRIVACY NOTICE STATEMENT:
HBS is committed to protecting your privacy and the confidentiality of any personal
information about our clients that we might possess or acquire.
We understand your privacy and security concerns regarding the information we collect, use,
disclose to third parties to allow us to provide, offer products and services to you.
We have developed internal standards, policies and procedures for the protection of client
information and we strive to maintain the accuracy of that information; we will promptly respond to any questions or concerns clients may have about the accuracy of their personal information.
In addition, we adhere to high ethical standards as to the confidentiality of client information,
and will only use personal information in compliance with federal/state privacy laws.
We do not disclose your nonpublic personal information unless the disclosure is necessary
to conduct our business and is permitted by law.
Our agency maintains physical and electronic safeguards to protect the information we acquire,
and we periodically review our systems to assess its security. We do not sell client information.
We may collect non-public personal information about you from the following sources:
1) information we receive from you on applications or other forms (name, address, SS#, income
and beneficiary information; 2) information from transactions with our agency, affiliates
and others (policy coverage, premiums and payment history).
